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📅 Dollar Cost Averaging Calculator
Dollar-Cost Averaging (DCA) is investing a fixed dollar amount on a regular schedule regardless of price. You end up buying more shares when prices are low, fewer when high — averaging out volatility.
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Examples
6 months of $500
Input
Prices $50, $55, $45, $60, $52, $58Output
Bought 56.7 shares · Avg cost $52.86 · Value $3,290 (paid $3,000)Frequently asked questions
DCA vs lump-sum?
Historically lump-sum beats DCA ~67% of the time (markets go up most years). DCA wins emotionally — easier to stick with.
How often?
Monthly is standard for retirement. Weekly/biweekly for crypto. Daily is overkill.
About this calculator
Dollar Cost Averaging Calculator runs entirely in your browser using standard formulas. No data is sent to any server. We don't share your inputs with lenders, brokers, or anyone else — there's no funnel and no follow-up email.
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- 📊 Stock Profit Calculator — Compute profit/loss on a stock trade including commissions and dividends.
Why this calculator
vs typical free finance-calculator sites
| RichCalcs | Typical free site | |
|---|---|---|
| Price | Free | Free |
| Signup required | No | Often (for full results) |
| Ads inside the calculator | No | Yes (banner + sidebar) |
| Lead capture (email / phone) | No | Yes — sold to lenders |
| Data sent to server | No (browser-only) | Yes (analytics + tracking) |
| Amortization schedule | Full table | Often summary only |
| Bookmarkable URL per calc | Yes | Mixed |
| Loads in under 1s | Yes (static) | Often slow (ad tracking) |
| Open source | Yes | No |